High-Risk Travel Insurance - Sovereign Insurance Services and HET

Travel to high-risk destinations, where the Foreign, Commonwealth & Development Office (FCDO) and othe foreign ministries from around the globe, formally advises people against ‘all but essential travel’ or ‘all travel’, is excluded under standard travel insurance policies. High-risk destinations are dangerous, often remote, and challenging locations worldwide, including war zones, crisis or disaster relief zones, or regions recently affected by political unrest or terrorist activity.

If you are travelling to a high-risk destination, in either an individual capacity or as part of a group, you will need specialist travel insurance protection to ensure that you are protected if things go wrong. High-risk travel insurance is essential for professionals such as journalists, photographers, and others from the media sector, charity aid aid workers or anyone travelling to high-risk destinations for work or business purposes.

High Risk Travel Insurance


Hostile Environment Training Ltd is known for providing top quality hostile environment awareness training (HEAT) and Hostile Environment First Aid Training (HEFAT) to companies, NGO’s, international government agencies and others to assist employees and travellers when they are exposed to hazardous situations away from home. As an important extension of these services, we have partnered with Sovereign Insurance Services (SIS) to access specialist insurance products to cover the personal safety and wellbeing of employees and consultants when operating in high-risk zones.

These products include, but are not limited to:

  • Medical Cover
  • Personal Accident Cover
  • Evacuation / Repatriation Cover
  • Additional Expenses Cover for expenses arising from an emergency
  • Kidnap & Ransom Cover
  • Wrongful Detention Cover
  • Emergency Assistance facilities
  • Legal Expenses Cover
  • PTSD Assessment / Counselling Cover following a hostile event

Whether working, travelling or living abroad, employers have a duty of care to ensure that their staff have the knowledge and tools to deal with the unique challenges and risks they may face. Gibraltar-based SIS will provide tailored and cost-effective insurance products to meet the specific needs of clients in this specialised area. These will be provided on a confidential basis to avoid any undesirable publicity.

If you require high-risk travel insurance, or would like further information, please contact HET who will introduce you to SIS security team.

SIS is the insurance broking subsidiary of the Sovereign Group, the leading independent provider of corporate and private client services worldwide. Sovereign offers integrated advice, products and services to internationally mobile businesses and people that have complex needs. It currently manages over 20,000 structures for a wide variety of clients and has assets under administration of more than £20 billion.


Sovereign Services